August 2023

Essential Health Benefits: Exceeding EHBs and the Defrayal Requirement

This issue brief is part of a two-brief series that provides background on EHBs in California and how they could change in future years.

Issue Brief
August 2023

Essential Health Benefits: An Overview of Benefits, Benchmark Plan Options, and EHBs in California

This issue brief is part of a two-brief series that provides background on EHBs in California and how they may change in future years. This brief provides an overview of how EHBs are defined at the federal level and in California, including how HHS regulations allow a state to alter its selection of its benchmark plan and thus make some alterations to its definition of EHBs.

Issue Brief
December 2021

Medical Necessity Determination Process for Covered Benefits

This issue brief discusses the medical necessity determination process, which may involve multiple clinicians, for enrollees in health plans and health policies regulated by the Department of Managed Health Care (DMHC) or the California Department of Insurance (CDI).

Issue Brief
November 2021

Balance Billing Prohibitions and the No Surprises Act

This issue brief discusses laws and regulations that prohibit out-of-network (OON) providers from issuing surprise bills to enrollees in plans or policies regulated by DMHC or CDI.

Issue Brief
January 2021

Outpatient Prescription Drug Cost Sharing

This issue brief discusses cost sharing laws and limits that are applicable to outpatient prescription drug benefits regulated by the Department of Managed Health Care (DMHC) and the California Department of Insurance (CDI). This brief also discusses pharmacy benefits, cost sharing, and the laws that are relevant to them.

Issue Brief
August 2020

Genetic Biomarker Testing and Prior Authorization

This issue brief includes background information on genetic biomarker testing for Californians with advanced cancer, and, where possible, the presence and the impact of prior authorization on such testing.

Issue Brief
July 2015

Analysis: California's EHB Base Benchmark Options

This issue brief analyzes and compares the health services covered by the ten plans available to California as options for California's Essential Health Benefit (EHB) benchmark effective January 1, 2017.

Issue Brief
December 2013

Pediatric Dental and Pediatric Vision Essential Health Benefits

This issue brief describes the choices California has made to comply with the Affordable Care Act's (ACA) pediatric dental and pediatric vision Essential Health Benefit (EHB) requirement.

Issue Brief
June 2012

Immunization Mandates, Benchmark Plan Choices, and Essential Health Benefits

This issue brief provides an example of how state benefit mandates could exceed Essential Health Benefits (EHBs) and how evidence-based analysis may inform discussions of whether to keep or repeal state benefit mandates that exceed EHBs, specifically looking at immunization coverage requirements.

Issue Brief
June 2012

Mammography Mandates, Benchmark Plan Choices, and Essential Health Benefits

This issue brief demonstrates how state benefit mandates may exceed Essential Health Benefits (EHBs) and how evidence-based analysis of the impacts of such mandates may inform discussions of whether to keep or repeal them.

Issue Brief